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Underwriting

Let our insights and technical knowledge keep you informed and up to date to enhance your competitive advantage. 

Underwriting

Underwriting Manuals

Underwriting manuals play a vital role in managing risk for insurers and reinsurers alike. Gen Re’s underwriting manuals support underwriters across the globe in their daily work by providing comprehensive, evidence-based guidelines for the assessment of multiple types of risk.

Underwriting Engine

Our global expert underwriting system COMPASS is used by numerous companies and markets, processing more than 15,000 applications each day. COMPASS evaluates and underwrites Life and Disability applications. Depending on the product type, suggested underwriting actions include policy issue, request for additional information, referral to an underwriter or decline.

Our Services

Products

Our services include the design of new products, calculation of the respective rates, and support in the development of policy terms and conditions.

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Analytics

We have a global network of data scientists, and deep expertise in solving complex business problems.

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Medical Services

Experienced, responsive medical directors supporting you and our underwriters, while providing our underwriting manuals with the latest medical knowledge.  

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Digital Solutions

We help our clients create digital solutions across the insurance value chain.

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Featured Research

Mental Health

Mental Health

We believe there is more our industry can do to support people living with mental health conditions. Our passionate team of global experts is working to share their knowledge, challenge existing practices, and develop new solutions to help foster a more inclusive approach to mental health.

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Behavioral Economics

Behavioral Economics

In a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, the Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference. 

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Upcoming Underwriting Events & Training

Featured events, conferences, training & education.

Business School

Business School

Your partner for professional development in insurance.

Training courses for underwriters and claims assessors.

Our Publications

Featured Article

The Future Impacts on Mortality [Video]

Does a longer life automatically mean a healthier life? And what really influences whether we live longer or not? In this video we explain what affects human mortality, and which impacts are expected in the future. Learn more about how human mortality and life expectancy have developed over the last decades.

All in a Day’s Work – The Impact of Non-Medical Factors in Disability Claims
Understanding both the medical and non-medical factors impacting a claim remains key to risk management and is necessary for both stay-at-work and return-to-work planning. Here we explore the non-medical determinants of health and options beyond medical management to assist with return-to-work planning and success.
Mary Enslin, Lisa Hall
The Changing Incidence of Dementia – No Cause For Complacency
There are about 55 million people living with some form of dementia across the world, and that number is projected to rise three-fold by 2050. Some data projected a decline of new cases; however that's no cause for complacency. Insurers can be supportive by finding suitable products for the future care of patients.
Dr. Chris Ball
Diabetes Type 2 – Global Collaboration, Transformation, and Challenge
Since the discovery of insulin 102 years ago, a global epidemic of type 2 diabetes (T2DM) has evolved with an estimated 537 million adults affected worldwide. We have learned that T2DM represents a highly variable group of condition. We look at global differences, learnings, and implications for insurers.
Dr. Loraine Oman-Ganes
Everyone Benefits From Better Understanding of Back Injury Risk Factors
Four out of five people experience back pain in their lifetime and nearly one tenth of these injuries result in chronic pain and long-term workplace absence. So, it’s important that claims professionals understand the full range of medical and occupational consideration.
Tahnee Leopold

We take an end-to-end approach to the service we provide. Whether you are looking for new insights into product development, access to leading underwriting tools and expertise, or assistance with a challenging claim, we have the people and tools to help directly or by way of training.

For further information, please contact Andres Webersinke.