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Underwriting

Let our insights and technical knowledge keep you informed and up to date to enhance your competitive advantage. 

Underwriting

You can rely on our competent advice, comprehensive services, and effective tools and resources to guide your risk management decisions. We’re here to support your long-term success.

Industry Insights

Facultative Underwriting

Facultative Underwriting

Expert Underwriting professionals provide unique solutions to complex cases, helping you improve placement rates and profitability.  

For Group Life clients, Gen Re offers a unique, proprietary approach to limited duration underwriting for Group EOI that allows offers on risks often declined by group carriers.

Behavioral Economics

Behavioral Economics Research

At a time of rapidly evolving underwriting approaches, uncertainty about future morbidity and mortality improvement, and increased insurer focus on client engagement, Behavioral Economics training is being made available to Gen Re clients at an important industry inflection point.

The Gen Re BE Academy

The Gen Re BE Academy, developed in relationship with Suffolk University professors, is designed to help our clients’ staff learn how small changes can make a big difference.

Accelerated Underwriting

Accelerated Underwriting

Insurers are pulled in many directions, having to embrace innovative underwriting tools and approaches while evolving away from full underwriting. Many companies don’t have the time or resources to investigate all the latest data and technology options to see which is right for them. With so many new alternatives on the market and the fast-changing pace, it’s hard to know where to start. We can help.

Underwriting Tools

Manuals

Manuals

The Gen Re underwriting manuals provide our clients with reliable, up-to-date information to assess risks effectively. Creating and maintaining the manuals are a team of experts dedicated to constantly improving and further developing underwriting guidelines.

  • Our SOURCE underwriting manuals are dynamic risk assessment tools – available for the full range of risks relevant to Individual Life, Individual Disability, and Critical Illness underwriting
  • Custom-SOURCE is available for companies that want control over the content to reflect their own company-specific underwriting guidelines. Group Life clients enjoy customization on limited duration underwriting.

Financial Guide

The Gen Re Financial Guide is a reference tool designed to assist with the financial underwriting process and includes key tax forms and schedules with important information highlighted and discussed.

Underwriting Program

Our traditional facultative and proprietary underwriting programs are meant to increase producer retention and reduce unplaced business.

2nd Look Program for Individual Life

Book more business with a unique life insurance sales opportunity to place cases you are losing. With 2nd Look, you can make an offer on cases that would otherwise be retired incomplete or postponed.

2nd Look

Events

Our presentations at industry events support our goal of sharing knowledge with our clients. Here is a full listing of the upcoming industry events we will attend.

Events

Our Publications

Trend Spotting on the Accelerated Underwriting Journey
Accelerated Underwriting tools are now a big part of most Life companies’ overall operations, as carriers optimize workflow without impairing underwriting performance. To better understand trends across the market, Gen Re developed an Individual Life AU Survey. Read about our top 4 survey takeaways.
Frank Chechel
All in a Day’s Work – The Impact of Non-Medical Factors in Disability Claims
Understanding both the medical and non-medical factors impacting a claim remains key to risk management and is necessary for both stay-at-work and return-to-work planning. Here we explore the non-medical determinants of health and options beyond medical management to assist with return-to-work planning and success.
Mary Enslin, Lisa Hall
The Changing Incidence of Dementia – No Cause For Complacency
There are about 55 million people living with some form of dementia across the world, and that number is projected to rise three-fold by 2050. Some data projected a decline of new cases; however that's no cause for complacency. Insurers can be supportive by finding suitable products for the future care of patients.
Dr. Chris Ball
Diabetes Type 2 – Global Collaboration, Transformation, and Challenge
Since the discovery of insulin 102 years ago, a global epidemic of type 2 diabetes (T2DM) has evolved with an estimated 537 million adults affected worldwide. We have learned that T2DM represents a highly variable group of condition. We look at global differences, learnings, and implications for insurers.
Dr. Loraine Oman-Ganes
Everyone Benefits From Better Understanding of Back Injury Risk Factors
Four out of five people experience back pain in their lifetime and nearly one tenth of these injuries result in chronic pain and long-term workplace absence. So, it’s important that claims professionals understand the full range of medical and occupational consideration.
Tahnee Leopold

Contact Us

Contact us to learn more about how we can help you.  

Individual Life

Medicare Supplement / Group Life

Individual Disability / Critical Illness / Accident

Learn more about us.

Supporting the Industry