Individual Life

Through traditional excess or quota share arrangements, we can customize a reinsurance program to meet your specific risk management needs. Whether you are writing traditional fully underwritten business or deploying accelerated or simplified underwriting programs, we can tailor value-added services to meet your unique business challenges. Our team has extensive experience in the following areas:

• Data analytics, product development, and pricing
• Impaired risk and capacity facultative underwriting as well as value-added underwriting support through Supplemental Underwriting and 2nd Look
• Market research and analysis through our annual Individual Life Accelerated Underwriting Survey
• Streamlined claims processes

Gen Re continuously monitors the Insurtech market space for new data sources and innovative developments. Where we see a fit for client companies given varying markets and distribution models, we assist in conducting pilot programs and analyses to aid in the development and optimization of Accelerated Underwriting programs. Our Accelerated Underwriting Study Group meets quarterly to discuss pertinent AU topics that are top of mind for carriers. If you are interested in joining our AU Study Group, please reach out.

Medicare Supplement

Along with our strategic partnerships and overall market awareness, our clients gain a comprehensive set of skills to help achieve their Medicare Supplement goals. Our team has experience whether you are:

• Developing a new business strategy
• Looking for assistance managing an in-force block
• Contemplating the sale of a closed block
• Exiting the market 

Gen Re market research and analysis through our annual Medicare Supplement Market Survey can assist you.

Group Life

Fresh perspectives on risk management are key to profitable growth in the Group Life and AD&D insurance market. We offer traditional or customized reinsurance solutions that include:

• Underwriting expertise including medical EOI
• Industry research and benchmarking analysis
• Facultative support tailored to meet your specific needs
• Group Life conversion solutions
• Market research and analysis through our annual Group Term Life Market Survey, and periodic Group Medical EOI Underwriting Survey and Group Life Rate & Risk Management Survey

Individual Disability

Whether you are selling fully underwritten business, multi-life, or guaranteed standard issue, our Individual Disability Income team has extensive experience to support you. Through traditional excess or quota share arrangements, we can customize a program to meet your specific risk management needs. We can provide guidance and expertise in the following areas:

• Product development and pricing
• Underwriting processes and procedures
• Claims management
• Market research and analysis through our annual Individual Disability Market Survey

Critical Illness

The Critical Illness market continues to grow and our team of experts can help you develop and bring a new product to market.  Whether it is an individual or group product we can provide the following:

• A turnkey Critical Illness offer which includes product development, pricing, policy forms, and other support
• Assistance with both standalone and worksite product structures
• Market research and analysis though our Critical Illness / Accident Insurance Market Survey

Accident

Accident coverage is relatively new to the Gen Re portfolio. Similar to our Critical Illness offering, our team of experts can work with you to develop an accident product that meets your needs. We can provide:

• A turnkey Accident product solution
• Market research and analysis through our Critical Illness / Accident Insurance Market Survey